Humana has evolved to become a trusted
Medicare insurance provider for over two decades. The company has
been a part of the health industry for more than fifty years and
stands today as one among the Fortune 100 companies. According to the
data published by Centers for Medicare and Medicaid Services, Humana
has nearly 4 million Medicare members. That accounts for nearly half
of Humana’s 9 million members nation wide, which goes to show the
immense popularity of their Medicare product within the community.
Agent benefits that can be derived
with Humana Medicare Advantage:
Offers the agent high earning
opportunities.
Contracts are enables directly
with the company.
Potential to generate excellent
commissions
Agents with detailed product
knowledge can do exceedingly well.
Client benefits that come with
Humana Medicare Advantage:
The copayment costs that come with
the usage of the plan are predictable in nature and hence a safe bet
for the enrollee.
Offers the insured several
additional benefits that are not featured in the original Medicare
plan.
The nature of the plan negates the
need to go in for any other supplemental plans for the insured.
Emergency care is offered to the
patient worldwide.
Types of Humana Medicare Plans
Any person who is subscribed to
Medicare Part A & B can purchase
Humana Medicare Advantage. In
order to be eligible it is also necessary to fall reside in a
locality that fall within the service area of Humana.
Medicare Advantage Plans: are
also often known as Part C plans and come with more benefits that
what is originally offered in Part A & B. These plans have
monthly premiums that come with affordable rates and provide coverage
for a wide range of medical issues.
Medicare prescription drugs plan:
Helps the enrollee to save considerable sums of money while buying
prescription drugs. This can specially come in very useful for
patients have to buy these drugs on a constant basis.
Medicare supplement insurance plans:
these can be made to work seamlessly with Part A & B. This type
of plan would help the enrollee towards covering costs in coinsurance
and deductibles.
Humana Medicare Advantage
Humana Medicare offers the best
features of the both the traditional Medicare plan and prescription
drugs plan. There are also additional benefits that come with
purchasing this insurance policy.
Humana Gold Choice (PFFS)
The prescription drug coverage
that is offered in this plan is either better or at least better
than what is offered in the original plan from Medicare.
The monthly premiums that come
with the plan are affordable and less burdensome on the enrollee.
Annual screenings do not amount to
any extra charge for the subscribed party.
Humana Gold
Plus (HMO)
In this type of plan the enrollee
get to choose his or her choice of primary physician from the
allotted network.
The plan offers routine doctoral
visits and physicals at affordable copayments.
The emergency coverage that falls
under this plan is comprehensive and has a host of benefits attached
to it.
Humana Choice
(PPO)
In this type of plan the
subscriber has liberty to choose the doctor or medical organization
of their choice.
The rate of premiums in this plan
is affordable
The enrollee is entitled to
undertake free visits to any health care provider nation wide.
Medicare Part D plans for
prescription drugs
The continuously rising prices of
prescription drugs have made it difficult for people to afford them
on a regular basis. This can be dangerous for patients recovering
from a serious condition who need constant medical attention in the
form of drugs and treatment. Medicare Part D plans for prescription
drugs has made it possible for enrollees to avail substantial
discounts while buying these drugs. This can be specially beneficial
for people are prescribed drugs on a long term basis and the plan
will help them eventually save thousands of dollars through
subsidized discounts.
Humana on its part offers a
comprehensive Medicare Part D plan to help mitigate prescription drug
costs. It offers 3 stand alone plans to help create a balance between
your budget and health requirements. ‘Stand- Alone’ means its
separate from that of your Medicare coverage. Here is a list of
different plans that have been carefully formulated to suit diverse
requirements. Study the pros and cons of all of them before picking
one that suits your interests the best.
Humana Walmart Preferred Rx Plan
(PDP)
This prescription drug plan comes with
a monthly premium of $14.80. Copayments at pharmacy counters can be
as low as $2 with this plan. It is ideal for healthy people who have
minimal health issues or for those in search of a budget prescription
plan. The enrollee would also receive a SmartSummary RxSM statement
at the end of each month to help keep a tab on the expenses incurred.
Humana Standard (PDP)
This can be termed as a basic level
plan. Its coverage is equal to that of the federal governments
minimum requirements of the coverage.
Humana Enhanced (PDP)
This type of plan comes with fixed
levels of copayment. It also features first dollar coverage on
specified or preferred generic drugs for all the plans. Does not come
with deductible in most regions. Check with your agent to make a
comparative analysis of this particular plan.
Humana Complete (PDP)
This type of plan offers the insured
extensive coverage. As part of the package, it allocates extra
coverage on preferred generic drugs as well as branded ones through
the coverage gap feature.
Reasons why you should go for
Humana Advantage
The product offers an extra set of
medical benefits that are not a part of the original Medicare
insurance.
It creates a healthy balance
between your health needs and costs in the process making your
expenses more predictable.
Offers the enrollee with an
extensive network of doctors and medical care providers.
Has been one of the industry
leaders for quite a while now.
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