Sell United of Omaha Final Expense Insurance

United of Omaha is a subsidiary of Mutual of Omaha which was founded in 1926. It has its headquarters in Omaha, Nebraska. The various products offered by this firm include life insurance, annuities, Medicare supplement, retirement policies, dental insurance, disability insurance, accident and health coverage as well as long-term care insurance.

Mutual of Omaha was founded as the Mutual Benefit Health and Accident Association in 1909. Some of its other subsidiaries include the United World Life Insurance Company, Mutual of Omaha Investor Services, Omaha Financial Holdings and East Campus Realty LLC.

Final Expense Insurance from United of Omaha

United of Omaha has one of the most financially stable and renowned products for its customers. It would be highly beneficial to include United of Omaha Final Expense Insurance in your portfolio.

Final Expense Insurance from United ofOmaha has the capability to save loved ones from stress and financial difficulties in the event of a client's death. Since the expenses related to funerals are on the rise, an important thing to consider is securing a plan which can take care of financial requirements following death. If the deceased person already has a final expense insurance policy, the family members will be safeguarded from making mammoth investments.

Some important features of the United of Omaha Final Expense Insurance plan include the following:

• Affordable plans that can be easily bought.
• Rapid issue of policy.
• Advancing of 9 months available.

United of Omaha offers consumers an easy and affordable means to ensure final expenses are properly covered. The company’s Final Expense policy can assist in the payment of outstanding medical bills, unpaid final expenses and debts which would otherwise have been left to be taken care of by others.

Features of United of Omaha Final Expense Insurance:

• Face amounts which can range up to $50,000.
• The benefits never decrease.
• The premiums will never increase.
• Rates do not increase with age.
• Entire death benefit paid irrespective of policy duration when the person dies.
• Matures when the person is aged 100.
• As long as the premiums are paid, the policy will not be canceled.
• Creates cash value which can be borrowed against.
• In most states, it’s issued up to the age of 85.
• Non-tobacco discount available.
• Easy underwriting.
• Includes planning guide that ensures peace of mind and assists you to plan your final arrangements as per your wishes.
• A document registry form which frees your family members from the frustrating and difficult task of taking care of your final financial affairs.

Continue Reading

Do You Require Monumental Final Expense Insurance?

Monumental Life Insurance
 

Monumental Life Insurance is undoubtedly one of the most prolific life insurance companies in the insurance sector and is considered by many competitors as a force to reckon with. The firm is a subsidiary of the AEGON Insurance Group and has a significant number of insurance, pension and financial services institutions. Currently it’s ranked as one of the largest insurance service providers in the world.

Why do you require Final Expense Insurance?

Most of us wouldn’t enjoy contemplating arranging our own funeral and burial. However, covering such services is essential. Final expense insurance equips your loved ones with all the resources required to support your role in their lives. It offers a cost-effective method to cover all the expenses associated with your funeral and burial. This way your loved ones can lead a comfortable life after your death without such excess financial obligations. Monumental Final Expense Insurance gives you and your family peace of mind without the need to worry about final expenses.

Some features of Monumental Final Expense Insurance

Monumental Final Expense Insurance eases the financial burden during difficult phases by helping you to retain control of your finances. At present, people can face funeral costs which often total in excess of $7,000 excluding cemetery expenses. The portfolio of Monumental Life Solutions includes exclusive products to assist families when they require it the most. These include the following:

·         Immediate Solution - Ensured premium levels up to age 99. The entire coverage starts on the day the policy is issued.

·         10 Pay Solution -The entire coverage starts as soon as the policy is issued.

·         Easy Solution - Ensured premium levels up to age 99. Death benefit plan which is graded or two -year premium return.

Some features and advantages of Monumental Final Expense Insurance include:

• High ages of issuance, starting from 0 to 85 years.
• Death benefits that are customized, vary from a minimum of $ 1,000 and goes up to $ 25,000
• Various class offering - Standard, Preferred. Tobacco/Non-Tobacco, Juvenile
• Speedy turnaround - A majority of policies is issued within 3 days following receipt in the Home Office.  
• Quoting tool on your mobile phone to get final expense rates.
• No-expense riders - increased death benefit rider on account of terminal illness besides increased death benefit rider alongside nursing home benefit.

·         Agents should be approved and should have obtained permission to conduct business with Monumental Life Insurance before the submission of application.

·

Monumental Life Insurance is a company which can be trusted upon for planning out your final expenses.  It’s highly rated and committed to a prolonged relationship as it has been there in the industry for over 150 years. It’s quick and prompt, with and experience bunch of staff ready to help you anywhere anytime.

Continue Reading

An Introduction to Gerber Final Expense Insurance

An overview of Gerber Life Insurance Company
 

Gerber Life Insurance Company was launched in 1967 as the Gerber Products Company’s subsidiary. The latter is a subsidiary of Michigan-based Nestle. The company  has its headquarters in White Plains, New York. The firm has an excess of $33 billion worth of life insurance with around 2.9 million policies throughout Puerto Rico, Canada and the US.

What is Gerber Final Expense Insurance?

What is burial insurance, how much does it cost and do you really need it?

These are some common questions with respect to Burial Insurance, also referred to as Final Expense Insurance. These policies are whole life plans which have been created to last the lifetime of the insured.

For the majority of carriers, the age at which it is issued starts at 50. However, there are some carriers issuing such plans at a relatively younger age. The maximum issuance age is approximately 85 years old.

In the present market, funeral expenses are pretty steep and can average $ 10,000. If something unforeseen occurs, the deceased’s family may have to deal with a high funeral bill along with other associated costs, which may be difficult to cater to. It’s a sad fact that many mourning families don’t have adequate money to pay for the deceased’s funeral expenses and remaining bills.

With the Gerber Final Expense Insurance plan, your loved ones can have peace of mind. The plan can provide close to $25,000 to assist beneficiaries in paying for the following:

• ·         Left over debts
• ·         Medical bills
• ·         Funeral Costs

Here’s how Gerber can ease the hardship of dealing with final expenses

·         You won’t be turned down for securing a Gerber Final Expense Insurance policy

To obtain this policy with a guaranteed coverage of between $5,000 and $25,000, your age has to fall between 50 and 80 years. You don’t have to undergo any medical exams nor do you have to answer any health-related questions.

• ·         Your policy results in cash value

This policy ensures guaranteed coverage if you pay the premiums on time. In addition, it has cash value, which is the money set aside by Gerber Life for your future. You can amass more money if you hold the plan for a longer duration.

• ·         It’s a whole life policy which has graded death benefits

If you die within the first two years after starting the policy for any reason excluding accident, all premiums along with 10% interest is received by the beneficiary. On the other hand, if the death is due to an accident, the entire death benefit is paid.

Gerber final expense insurance carries a trusted name which has been associated with family care for the last 80 years. In June 2012, it received an “A” rating from A.M. Best, which is a reporting company that rates insurance firms on the grounds of management skill, integrity and financial stability.

Continue Reading