Why Buy 5 Star Final Expense Insurance?

5 Star Life Insurance Company is a subsidiary of the 5 Star Financial Services Company and has been given a rating of “A” (Excellent) by AM Best for operating performance and financial strength. It is a connected enterprise of The 5 Star Association AFBA (Armed Forces Benefit Association) which in the past has sold life insurance to federal civilians and military personnel as well as their dependents for close to 50 years. The 5 Star Association has total of $35 billion currently in force and provides coverage to more than 500,000 people.

5 Star Final Expense Insurance

If an unexpected tragedy takes place, the last thing you’d want is to burden your loved ones with final expenses such as legal fees, medical bills and funeral costs. Average funeral costs can easily exceed $8000 with average final expenses standing at $10,000. We are unsure when death will catch up with us, however, we can always take the necessary steps to ensure that our funeral and final expenses are covered when the time arrives.

The 5 Star Life Insurance Company brings you an excellent Final Expense policy which is suitable for military veterans. People in the age group of 60 to 70 are normally the target for 5 Star Final Expense Insurance since these have comparatively smaller face amounts which are appropriate for funeral and burial costs. The program has the most flexible underwriting without any script check. The policies are issued within 48 hours after the application process is completed. The agent can opt for PH1 (immediate decision) or traditional underwriting. Around 50% of death benefit is paid to the beneficiaries within 24 hours following their request.

The advantages of the 5 Star Insurance Company

Another advantage of 5 Star Final Expense Insurance is that they never ask for prescriptions which is a big plus. Individuals who are taking medication and fail to pass underwriting for various companies can always come to 5 Star Final Expense. You’d never like to use some carriers as your basic insurance firm since they are quite difficult to work with. In case you require changing the information, such as your bank account or address, you may find it tough to get this job done over the phone. In addition, their smoking rates are pretty high. Their website may not be user-friendly. However, such is not the case with 5 Star Insurance Company as they are always there to answer your calls. Your emails are always replied promptly and there is someone in the customer support department to answer your phone calls.

Your loved ones would like to give you a proper funeral to pay their last respects. Insufficient funds could result in having to downgrade the final service. A good way to save your family from this upset is to opt for a 5 Star Final Expense Insurance plan.