Why Buy Assurity Final Expense Insurance?

The Assurity Life Insurance Company is located in Lincoln, Nebraska, and is a mutual insurance firm. It has approximately 400 home office associates and operates in 49 states and the District of Columbia.

The company was formed as a result of a tie-up of three insurance companies based in Lincoln, Nebraska. These were Lincoln Direct Life, Security Financial Life and Woodmen Accident and Life. This merger ended in 2007. The oldest of these three companies was Woodmen Accident and Life which was launched in 1890 and was referred to as Modern Woodmen Accident Association. Security Mutual Life or Security Financial Life started in 1895 while Lincoln Direct started in 1896 and was known as The Royal Highlanders.

The total assets of Assurity Life Insurance touch approximately $2 billion and the company has a reputation for providing great customer service. With respect to financial management, the organization follows a grooved approach. Assurity Final Expense Insurance offers policies for everyone including those with serious health conditions and even with minor health issues.

Assurity Final Expense Insurance

The Assurity Final Expense Insurance policy is divided into three different categories, which includes the Lifescape plan. This is a simplified plan created to assist individuals in the management of their final expenses in event of their death. The National Funeral Directors’ Association states that the total costs of final expenses $7000-$8000 and can exceed this amount, especially if the policy holder has special requirements at the end of his life. These policies include level premiums along with a “free look” for 30 days, which can give you sufficient time to plan out your final expenses. You may also decide to terminate the plan if during this period you find it to be implausible.

Tips to get the best rates:

• Shop around

If you want to buy the best final expense insurance, the best thing is to shop around. The internet is the best tool for shopping as you can have access to many company quotes from the comforts of your home.

• Look for the appropriate payment plan

A majority of Final Expense policies are made every month. However, you can choose to pay them on a yearly basis. By doing this, you can avail of a tiny discount such as that given by Assurity Final Expense Insurance.

• Read company reviews

These days you can find reviews on almost every company you choose. Reading such reviews can help you to choose a firm with reputation and experience.

• Plan your funeral

This is a great tip for cutting down on funeral and burial expenses. Our loved ones would like to honor us in the best possible way even if they don’t have the affording capabilities to do so.