Cigna Medicare Advantage plans

Medicare Advantage plans also popularly known as Medicare Part C plans offer whole host of comprehensive benefits to the insured.  It provides coverage that comes with the services offered by Medicare plans that include Part A & B. It should be noted that the client has to be enrolled in Part A & B to gain access to Medicare Advantage plans.  The combination of the above would ensure that most of the necessary and relevant medical costs would be covered by this is plan.  One of the biggest advantages of advantage plans is that it offers an extra set of benefits that are not featured in your original Medicare plan.

CIGNA Medicare supplement plans have been an integral part of the insurance industry with having served customers for over 220 years. This kind of insurance plan can be very beneficial for all people including senior citizens who may be suffering from constant medical issues due to their advanced ages. The company enjoys a lot of goodwill among the community and here are some of the benefits that come with buying this plan.

Client benefits that can be derived from the plan

·         Offers extra benefits that come in addition to the original Medicare plan

·         Does not require supplement plans

·         The client has access to worldwide coverage for emergency situations

·         Copayments that come with this plan are predictable when it comes to costs

Agent benefits that can be derived from the plan 

·         Potential to generate very good commissions

·         Easier to close in on sales due to the popularity of the plan

·         Presence of knowledgeable marketers makes this plan worthwhile

·         Offers the agent access to a variety of marketing ideas and lead resources

·         Processing is done quickly. No requirements for wet signatures and the applications can be processed online.

·         In clean cases, issues of plans can be made in a matter of 2 to 4 days.

The benefits that come with the CIGNA Medicare Advantage plan which are not offered by the original Medicare plan:

·         There is no limit on the services like hospitalization. The client can get him or her self admitted if it is felt round the clock medical attention is required.

·         Copayment costs in this plan are comparatively lower  for most services and comes with no deductibles.

·         Offers comprehensive preventive dental services such as cleanings, check ups and x-rays from any dental organization that accepts Medicare plans along with its terms of conditions and payment structure.

·         Offers a network of over 57,000 pharmacies that comes with an expansive drug list for Part D prescription drugs coverage. ( Plans 2 and 4 only)

·         Access to 24-hour health information services through nurse lines.

·         Offers medical assistance in emergency cases for clients when they are travelling outside the US.

·         The insured can seek the medical expertise of any doctor without having to go through referrals, which gives client a lot freedom.  However the client has to be familiar with CIGNA and Medicare’s terms and conditions before they choose to go outside the allotted network of physicians. The rate of copayment may also vary when you move outside the network.

           

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